María José Cajas Aguilar, Associate at Fexlaw
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Associate

María JoséCajas Aguilar

Associate at Fexlaw. Lawyer from Universidad Central del Ecuador, with experience in civil litigation, debt recovery and personal data protection.

Email+593 2 452 7300Profile (PDF)
4yearsas litigation counsel for financial institutions
Summary

Civil litigation and debt recovery.

María José Cajas Aguilar is an Associate at Fexlaw. She is a lawyer with experience in civil litigation, contract law, debt recovery and the judicial representation of financial institutions.

As litigation counsel for financial institutions she handled judicial and out-of-court proceedings, specializing in debt recovery, case management, risk mitigation and dispute resolution through mediation and negotiation.

She has specialized training in personal data protection and experience in regulatory compliance: she compiles occupational safety, environmental, mining and oil and gas regulations and prepares legal compliance matrices.

Civil litigationDebt recoveryContract lawPersonal data protectionRegulatory compliance
Career

From litigation to Fexlaw.

  1. 01
    2020 – 2021

    Private practice

    Independent Lawyer

    • Case analysis, strategies for the protection of fundamental rights, legal opinions and regulatory alerts.
  2. 02
    2022 – 2026

    Financial and civil sector

    Litigation Counsel for financial institutions

    • Judicial and out-of-court debt recovery proceedings, mediation and negotiation.
  3. 03
    2025 – Present

    Regulatory compliance and regulation

    Consultant

    • Legal compliance matrices and regulatory databases on occupational safety, environment, mining and oil and gas.
  4. 04
    2026 – Present

    Fexlaw Abogados

    Associate · Debt Recovery

EDUCATION

Educated in Ecuador.

  • Specialization Program in Personal Data Protection (LOPDP)Universidad Católica de Santiago de Guayaquil
  • Law DegreeUniversidad Central del Ecuador

Fexlaw, recognized by the world’s most demanding legal rankings.

Leaders League — Ranked Firm 2026
Leaders LeagueRanked Firm 2026Band 1 · Criminal Law and Compliance
Chambers and Partners — Ranked in Latin America 2027
Chambers and PartnersRanked in Latin America 2027Anti-piracy
IP STARS 2026 — Managing IP
IP STARS · Managing IPIP Star 2026Anti-Piracy and Intellectual Property
WTR 1000
WTR 1000World Trademark ReviewAnti-Piracy and Trademarks
Perseverance overcomes what strength cannot.
Favorite quote
BEYOND THE LAW

Cycling and mountains.

She enjoys outdoor activities, especially cycling and mountain hiking, which have helped her build discipline, perseverance and the ability to take on challenges.

Languages: Spanish · English

CONTACT

Would you like to speak with María José Cajas?

Write to us or call our Quito office. We will get back to you shortly.

Email+593 2 452 7300Profile (PDF)
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