FinancialLaw.
We support savings and credit cooperatives and banking institutions with outside legal counsel, in-house teams and direct support for their governing bodies. We anticipate legal risk instead of merely reacting to it.
A growing sector. An unforgiving environment.
Ecuador's popular and solidarity financial sector is now a pillar of the national economy. Behind those figures are institutions growing in an increasingly demanding regulatory environment and exposed to new legal risks. A poorly timed legal decision can cost equity, reputation and the trust of members.
Figures for Ecuador's popular and solidarity financial sector.
One standard, two specialties.
Cooperatives
Ongoing legal support for your cooperative: from day-to-day operations to the decisions of its Boards.
Banks
Outside legal counsel for banks and financial institutions that need expert judgment and an immediate response.
The best ally of your Board and Management.
Most of our financial-sector clients are cooperatives. Beyond solving specific problems, ongoing legal counsel strengthens corporate governance and supports every decision of the Board of Directors, the Supervisory Board and Management.
In-house legal department
We join your cooperative as its own legal department: day-to-day support for Management and operating areas, with the entire Fexlaw team behind us.
Outside legal counsel
A multidisciplinary team available whenever your cooperative needs it: regulatory, criminal and compliance, data protection, labor, civil and tax.
Boards of Directors and Supervisory Boards
Legal support for every decision: preparation and support of meetings, minutes and resolutions, internal regulations, corporate governance and board members' liability.
Collections and Debt Recovery
Out-of-court and judicial management of past-due portfolios, enforcement of collateral and recovery of receivables, with clear reports for Management and the Boards.
Legal counsel to General Management
We support Management in its day-to-day decisions: legal review and validation of transactions, contracts with suppliers and partners, responses to requests from the SEPS and other authorities, and timely legal judgment before signing or executing.
How we protect your cooperative
Popular and Solidarity Economy
Specialized regulatory counsel on cooperatives, regulatory training and institutional support in the face of SEPS changes.
BenefitCompliance without surprises and Board decisions backed by sound legal support.View service →Criminal and Compliance
Against internal fraud, embezzlement and financial crimes: strategic defense, forensic investigation and anti-money laundering and anti-bribery programs.
BenefitShields the institution and protects members' equity.View service →Data Protection
Your cooperative holds sensitive data on thousands of members: compliance assessment, policies, DPO role and proceedings before the supervisory authority.
BenefitHelps prevent penalties and preserves your members' trust.View service →Banking and Financial Litigation
When a member's or user's claim escalates to court: strategic litigation and preventive counsel in financial and insurance disputes.
BenefitReduces exposure to adverse rulings and protects your portfolio.View service →Labor and Social Security
Individual or collective claims and social security risks: contract review, labor compliance, litigation defense and occupational health.
BenefitMinimizes contingencies and protects the institution and its people.View service →Civil and Tax
Breaches of contract, enforcement of collateral and SRI tax assessments: recovery of receivables, asset defense, due diligence and tax planning.
BenefitRecover what is yours and bring order to your tax burden.View service →Outside legal counsel for banking.
Banks and financial institutions find in Fexlaw an outside team with experience in the sector's complex litigation, able to join their legal department on regulatory, litigation and criminal matters that demand an immediate response.
Financial regulatory
Consultations, legal opinions, administrative proceedings and responses to requests from supervisory bodies, with timely technical judgment.
Banking and insurance litigation
Representation in complex litigation and financial and insurance disputes, with a preventive approach that anticipates conflict before it escalates.
White-collar crime and internal fraud
Forensic investigation and strategic defense against fraud, embezzlement and financial crimes affecting the institution's assets.
Anti-money laundering and anti-bribery compliance
Anti-money laundering programs and anti-bribery management systems under the ISO 37001 standard, tailored to banking operations.
Personal data protection
Compliance assessment, internal policies and the data protection officer role for institutions that hold sensitive information.
Debt and Collateral Recovery
Judicial collection, enforcement of collateral and recovery of high-value receivables, with clear reports for management.
From the first meeting to ongoing support.
Initial meeting
We get to know your institution, its governing bodies and its priorities.
Legal assessment
We identify regulatory, contractual, labor and criminal risks before they escalate.
Tailored plan
A concrete legal roadmap for your institution's growth and security.
Ongoing support
In-house, outside counsel or both: your legal team, always available.
Anticipating risk, not just reacting to it.
Our advantage is a highly specialized team in financial and cooperative law, with years of experience in the sector. Lawyers, analysts and forensic experts who know the inner workings of cooperatives and banks and use proprietary technology to detect risk before it becomes a problem. That is why the organizations that rank the region's leading law firms recognize us year after year.
Certified ISO 37001 Anti-briberySignatories UN · WEPsCertified Great Place to Work
The people behind your support.
A team dedicated to the financial and cooperative sector, backed by the entire Firm: lawyers, analysts and forensic experts in Ecuador, Colombia and Peru.
Let's talk about
your institution.
Choose your type of institution and we will message you directly on WhatsApp to schedule an initial meeting.
cooperativeSchedule via WhatsAppFRONT BI am a bank or
financial institutionSchedule via WhatsApp
